HO3 B Services
HO3 Policy Services for Homeowners in Long Island
Comprehensive Restoration Solutions Aligned with Your Insurance Coverage
When your home suffers damage, navigating the complexities of an HO3 homeowner’s insurance policy can feel overwhelming. Straight & Up Services offers specialized HO3 B Services across Long Island, ensuring you receive the maximum benefit from your coverage while restoring your property to its original condition—or better. With expertise in handling HO3 policy claims, we are your trusted partner in recovery and restoration.
What Are HO3 B Services?
An HO3 homeowner’s insurance policy typically provides broad coverage for structural damage caused by insured perils such as fire, water, storms, and more. The “B” section of the policy specifically addresses other structures on your property, such as detached garages, sheds, fences, or gazebos. Straight & Up Services ensures these structures are assessed, repaired, and restored with the same attention to detail as your primary residence.
Our HO3 B Services Include:
1. Damage Assessment
- A comprehensive inspection of all affected structures on your property to identify the extent of the damage.
2. Structural Repairs
- Restoration of damaged detached buildings, including garages, sheds, and guesthouses, to their pre-loss condition.
3. Fencing and Exterior Repairs
- Repair or replacement of fences, gates, or pergolas damaged by covered perils.
4. Roof and Siding Restoration
- Specialized repairs for roofing, siding, or exterior finishes on auxiliary structures.
5. Storm Damage Recovery
- Expert restoration following wind, hail, or lightning damage to detached structures.
6. Fire and Smoke Damage Cleanup
- Comprehensive fire damage repairs, including smoke odor removal for outbuildings and other structures.
How can we help you?
We provide expert project management, tailored solutions, and 24/7 support to make your construction or restoration journey smooth, stress-free, and successful.
Why Choose Straight & Up Services for HO3 B Restoration?
- Policy Expertise:
We understand HO3 coverage and work to ensure your claim is maximized for the restoration of additional structures. - Experienced Professionals:
Our team specializes in restoring not only homes but all auxiliary structures covered under HO3 policies. - End-to-End Solutions:
From assessment and repairs to final inspections, we manage every step of the process. - Insurance Coordination:
We work directly with your insurer to simplify claims and minimize stress. - Prompt and Reliable:
Our 24/7 emergency services ensure your property is restored quickly and efficiently.